We Understand Your Cash Flow Issues

Service providers, such as consulting firms, outsourcing firms and IT staffing companies, benefit the most by factoring their accounts receivable. Many companies that are providing a service to other commercial businesses can seldom offer tangible assets to pledge against a traditional bank  loan. This is why many service industries are turned down for a loan or are approved with limited funds for working capital.

Factoring from Charter Capital can provide the cash you need to bring your business plans to life; grab new opportunities; invest in marketing, meet payroll demands, meeting other expenses or simply negotiate better terms with your suppliers.


With factoring, you focus on what you do best; sales, customer service and growth, and we focus on what we do best, factoring, and assuring your steady cash flow for your financial success.

Accounts Receivable Factoring is your means to a powerful business edge.

The use of factoring allows you to extend generous payment terms to your customers and still obtain cash to accelerate growth and profits -- all without having to take out a loan.

Factoring from Charter Capital you can still obtain cash to:

• Add additional employees
• Settle outstanding debt or tax obligations
• Negotiate supplier discounts
• Reduce bank NSF charges
• Underwrite acquisitions of other service companies
• To timely meet critical operating cash obligations such as payroll

• You provide your service or product to your customers as you always have.
• You continue to bill your customers as you always have.
• You submit your invoices that you want to factor to Charter Capital along with our simple factor form.
• We wire your funds directly into your bank account. Typically, in less than 24 hours.
• We wait for your customer to pay us directly. When we receive payment, we notify you on the same day.
• You continue to grow your business, free from the worry of your cash flow.